Appraisal services for Tooele and Tooele County homeowners

The top 7 reasons why UT homeowners need a la mode:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Tooele county's assessment of your propertyworth
  3. Remove PMI to cut a monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To settle an estate in Tooele county or UT by determining the true market value of real estate in question

Do you own a home in or near Tooele? Do you need help deciding the value of your real estate?
Contact a la mode.

We at a la mode understand the unique needs of a customer in need of appraisal services. Our usual business clients understand the appraisal process and the customary "products" we deliver to them. But as a consumer,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at a la mode will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value opinion than yours.

Appraisals to remove PMI

A preferred money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. We are experts in helping customers just like you delete unnecessary PMI insurance.

Challenging Tooele county's assessment of your property

Lets say you live in an area that's declining -- your local tax assessor may have your house overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. An appraisal report from a la mode is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can this be disadvantageous from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. a la mode can help you reinstate your home equity line of credit with efficient appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for preciseness, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? a la mode can help you with that. Even though this is typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.